Free Delivery Inside South Africa

Payment Methods

All info via the PayFast website

We offer a variety of payment methods through the familiar and trusted PayFast interface. We process MasterCard and Visa credit cards, Instant EFT (with SA’s four biggest banks) , credit facility mobicred and digital payment method Bitcoin. 

Credit & cheque cards

 

Credit cards are well known and a de facto online payment method the world round. We process local and international credit cards and cheque cards, with a variety of fraud protection mechanisms in place to protect sellers against costly chargebacks. Learn more.

Instant EFT

Instant EFT enables buyers to make payments with traditional internet banking with SA’s four biggest banks. The electronic funds transfer (EFT) gets verified instantly. No two day waiting period, no proof of payment required and no disclosing of financial information. Learn more.
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Bitcoin

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Bitcoin is an innovative digital payment method, performed over a peer-to-peer network. Sellers can now receive payment from buyers who hold Bitcoin. The seller receives payment in South African rand; the buyer simply transacts at the current rate of exchange. Learn more.

mobicred

mobicred is an online account that gives buyers access to credit, which they can use on PayFast. The facility works in a similar fashion to retail store credit: only online. Sellers can choose to enable/disable mobicred on their PayFast accounts and there is no risk of default or repudiation to them. Learn more.
 

Masterpass

MasterPass is a simple, convenient, trusted digital wallet from MasterCard for faster, safer shopping at online merchants. A digital wallet makes online shopping safer and easy by storing payment information in one secure place. Learn more.
 MaterPass

Security & Fraud Prevention

 

PayFast is committed to keeping you, your customers and all sensitive information secure. We have a multitude of automated and manual checks in place to protect both buyers and sellers from fraudulent transactions. Online retail has a fraud rate between 1 and 2% of all transactions. Through effective controls, PayFast’s is currently below 0,2% and still going down.

 

PCI-DSS Level 1 Compliant
We use Extended Validation SSL with 256-bit encryption. Only two of the four major South African banks use this –the highest– level of encryption currently available.
 
All sensitive info is encrypted within our own database.
 
We run penetration testing on our system on a weekly basis to look for vulnerabilities. We are only required to do it once every three months, but we run it every week.

 

Our entire site, blog, payments page and help site all are served off secure servers, making it harder to perpetrate phishing attacks.
 
3D Secure is in place for all credit card transactions.

 

Two-factor authentication is available to restrict access to your PayFast account.

 
We use GEO IP tracking to see where transactions are originating from and look for mismatches between this and the card’s issuing country.

 

Our system automatically checks for suspicious payment velocity.
 
We use BIN/IIN validation to check for card-issuing bank locations and merchants can choose to enable/disable payments from certain countries.

 

Payments and card details are automatically checked against large online databases of blacklisted details.
 
All suspicious transactions are manually reviewed by our stellar Support Team.
 

3D Secure

3D Secure is an extra layer of security in using your credit card for online transactions. Sellers are asked to enter their 3D Secure password or one time PIN –which they register with their bank– to authenticate that they are the actual cardholder.

Buyers would need to activate 3D Secure on their card via their bank (if they haven’t already done so).
 

Activate your card for 3D Secure:

 

Click on your bank’s logo to activate your card. For any further information, kindly contact your bank.